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Community Spotlight

Linda Lindquist Baldwin, creator of Belsnickle, Snowsnickle, and Broomsnickle, spoke to a large group of Insights members this month at the SMB Duquesne Community Building. To learn more about Insights - SMB's Financial Service for Women program - click on the link on the left side of our home page.

SMB Vice President Tracy Crider makes the first Smart Money presentation at College Heights School in Joplin. Smart Money is a new program created by SMB to provide funds for classroom projects. Cash awards will be given to teachers in area school districts throughout the year. Teachers can apply at smbonline.com.

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Personal Banking	Business Banking

Southwest Missouri Bank is participating in the FDIC's transaction Account Guarantee Program. Under that program, through June 30, 2010, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. The following deposit account types are not included in this program: Personal and Business Money Market and Savings, Business Interest Checking, Health Savings and all Certificates of Deposits. However, the above listed account types are FDIC insured up to $250,000 per depositor through December 31, 2013.